PAN is mandatory at these following places
• Opening bank account in India.
• For bank deposit over Rs 50,000.
• For demand drafts exceeding Rs 50,000.
• Cheque deposits over Rs 50,000.
• Opening demat and trading account in Indian stock market investment.
• To purchase any securities more than Rs
100000.
• Car Loan at EMI.
• Payments for travel expenses more than
Rs.25000/-
• TDS return to income tax department.
• Income tax return (ITR)