First Class Capital 2.42

First Class Capital is a specialist lender and provider of finance solutions to small and medium sized businesses (SME’s). Our products and services focus on delivering working capital to facilitate trade.

First Class Capital is aligned with First Class Accounts, who have successfully delivered financial services to SME’s for over 14 years, through a network of more than 170 Franchise Partners Australia-wide.

First Class Accounts remains Australia’s leading bookkeeping franchise. Common shareholders and management allows First Class Capital Franchise Partners to benefit from expertise, experience and resources of the First Class Accounts Franchise System.

First Class Capital is a progressive company and the executive management team has over 75 years of combined experience in the fields of financial service operations, marketing, franchise systems, financial product development, structured finance, capital markets and credit risk management.

Through our network of Franchise Partners, First Class Capital is able to bundle lending products together with supporting services, so that a total end-to-end working capital solution can be delivered to SME clients.

Our range of lending products involve the provision of working capital loans to businesses in support of trade. This is often referred to as ‘Trade Finance’ or ‘Merchant Sales Finance’.

Every SME business has working capital challenges, especially during their formative and growth stages, and the effective management of working capital is a major ingredient in building a stronger business.

Our products are unique in both their features and benefits to clients. The SME market in Australia is extremely large, and our products and services can be applied to all business types and industries. The annual volume in Australia of Trade Finance in which our products can be applied was more than $63 billion in 2013.

Unlike traditional lenders, First Class Capital provides our Franchise Partners, their clients, and the customers of those clients, with access to simple systems and supporting services so that the lending products can be used within a controlled risk management framework.